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BC wants to extend transactions blocking deadline for greater bank analysis

Published on September 20, 2025

Advertising In another chapter of security reinforcement proposed by the Central Bank to mitigate the security breaches caused by hacker attacks, the municipality now aims to extend the time to block large amounts.This would mean more time to analyze these operations by financial institutions.The information is from Folha de S.Paulo. Currently, the rule in force points out that each transaction can be an hour in “waiting compass” until it is finalized.This depends on each institution, which establishes the value according to the customer profile. The idea of ​​the BC is that, with more time for the analysis until the transaction is effective, financial institutions will be able to check the origin of the money to be transferred, so as not to risk the resources to be illicit. According to Folha, the municipality has not yet established how much transactions will be passed by the new rule or what is the new analysis time. Task force for more security Earlier this month, the BC announced regulatory changes to reduce risks of attacks on the country's payment system and curb organized crime actions in the financial system, including the creation of a ceiling for resource transfers via Pix and TED to part of fintechs. A maximum limit of $ 15,000 was created for bank transfers, including Pix and TED, for unauthorized payment institutions and those connecting to the financial system via PSTIS. Continues after advertising According to the president of the municipality, Gabriel Galipolo, the measure will prevent large transfers in a single transaction, such as this year's attacks, which moved hundreds of millions of reais.The idea is to facilitate the identification of the BC radar if criminals try to do several high operations simultaneously. According to him, this limitation will not reach 99% of transfers made today by companies.In addition, the lock will only reach 3% of the existing accounts in the financial system. *With Reuters